/* Proficient Loan Processing — shared styles */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,500;0,600;0,700;1,500&family=Inter:wght@400;500;600&display=swap');

:root{
  --ink:#1c1c1c;
  --paper:#faf8f4;
  --paper-2:#f1ede4;
  --navy:#16233a;
  --gold:#a9823f;
  --gold-soft:#c9a55c;
  --muted:#6b6b64;
  --line:#ddd6c7;
  --radius:2px;
  --maxw:1120px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:'Inter',system-ui,sans-serif;
  font-size:17px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Playfair Display',Georgia,serif;
  font-weight:600;
  color:var(--navy);
  line-height:1.15;
  margin:0 0 0.5em;
}
p{margin:0 0 1em;color:#3c3c38;}
a{color:var(--navy);}
img{max-width:100%;display:block;}
.container{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
.eyebrow{
  text-transform:uppercase;
  letter-spacing:.14em;
  font-size:.74rem;
  color:var(--gold);
  font-weight:600;
  margin-bottom:.6em;
  display:block;
}

/* Header */
header.site-header{
  border-bottom:1px solid var(--line);
  background:var(--paper);
  position:sticky;
  top:0;
  z-index:50;
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:16px 28px;
  max-width:var(--maxw);
  margin:0 auto;
  gap:24px;
  flex-wrap:wrap;
}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;}
.brand img{height:60px;width:auto;}
nav.main-nav{display:flex;gap:28px;flex-wrap:wrap;}
nav.main-nav a{
  text-decoration:none;
  color:var(--ink);
  font-size:.92rem;
  font-weight:500;
  letter-spacing:.02em;
  padding:6px 0;
  border-bottom:2px solid transparent;
}
nav.main-nav a:hover,
nav.main-nav a.active{border-bottom-color:var(--gold);}
.nav-cta{
  background:var(--navy);
  color:#fff !important;
  padding:10px 20px !important;
  border-radius:var(--radius);
  border-bottom:none !important;
}
.nav-cta:hover{background:#0f1a2c;}

/* Hero */
.hero{
  padding:76px 0 64px;
  background:linear-gradient(180deg,var(--paper) 0%,var(--paper-2) 100%);
  border-bottom:1px solid var(--line);
}
.hero h1{font-size:2.7rem;max-width:820px;}
.hero .lede{font-size:1.15rem;max-width:640px;color:#4a4a44;}
.hero-actions{display:flex;gap:16px;margin-top:28px;flex-wrap:wrap;}

/* Buttons */
.btn{
  display:inline-block;
  padding:13px 26px;
  border-radius:var(--radius);
  text-decoration:none;
  font-weight:600;
  font-size:.94rem;
  letter-spacing:.01em;
  border:1px solid transparent;
}
.btn-primary{background:var(--navy);color:#fff;}
.btn-primary:hover{background:#0f1a2c;}
.btn-secondary{background:transparent;color:var(--navy);border-color:var(--navy);}
.btn-secondary:hover{background:var(--navy);color:#fff;}
.btn-gold{background:var(--gold);color:#fff;}
.btn-gold:hover{background:#8f6c30;}

/* Sections */
section{padding:64px 0;}
section.alt{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.section-head{max-width:680px;margin-bottom:40px;}
.section-head h2{font-size:2rem;}

/* Grid feature cards */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:32px;}
.card{
  background:#fff;
  border:1px solid var(--line);
  padding:30px 26px;
  border-radius:var(--radius);
}
.card h3{font-size:1.15rem;margin-bottom:.5em;}
.card p{margin:0;font-size:.96rem;}

/* Testimonials */
.quote{
  background:#fff;
  border:1px solid var(--line);
  border-left:3px solid var(--gold);
  padding:26px 28px;
  border-radius:var(--radius);
  margin-bottom:20px;
}
.quote p{font-style:italic;font-size:1.02rem;color:#2c2c28;margin-bottom:14px;}
.quote cite{
  font-style:normal;
  font-weight:600;
  color:var(--navy);
  font-size:.9rem;
  display:block;
}
.quote cite span{display:block;font-weight:400;color:var(--muted);font-size:.85rem;margin-top:2px;}

/* Lists */
ul.check{list-style:none;margin:0;padding:0;}
ul.check li{
  position:relative;
  padding-left:28px;
  margin-bottom:14px;
  color:#3c3c38;
}
ul.check li::before{
  content:"";
  position:absolute;
  left:0;top:.45em;
  width:9px;height:9px;
  border:1.5px solid var(--gold);
  transform:rotate(45deg);
}

/* Screenshots */
.screens{display:flex;flex-wrap:wrap;gap:24px;margin:28px 0 4px;}
.screens figure{margin:0;flex:1 1 320px;max-width:440px;}
.screens img{border:1px solid var(--line);border-radius:var(--radius);width:100%;display:block;background:#fff;}
.screens figcaption{font-size:.82rem;color:var(--muted);margin-top:8px;}
.screen-wide{margin:20px 0 0;max-width:900px;}
.screen-wide img{border:1px solid var(--line);border-radius:var(--radius);width:100%;display:block;background:#fff;}
.screen-wide figcaption{font-size:.82rem;color:var(--muted);margin-top:8px;}

ol.steps{margin:0;padding:0;list-style:none;counter-reset:step;max-width:640px;}
ol.steps li{
  counter-increment:step;
  position:relative;
  padding:0 0 0 52px;
  margin-bottom:22px;
  min-height:36px;
}
ol.steps li::before{
  content:counter(step);
  position:absolute;
  left:0;top:0;
  width:36px;height:36px;
  border-radius:50%;
  background:var(--navy);
  color:#fff;
  font-family:'Playfair Display',serif;
  font-weight:600;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:.95rem;
}

/* Forms */
form.stack{max-width:520px;}
.field{margin-bottom:18px;}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px;color:var(--navy);}
.field input,.field textarea{
  width:100%;
  padding:12px 14px;
  border:1px solid var(--line);
  border-radius:var(--radius);
  font-family:inherit;
  font-size:.96rem;
  background:#fff;
}
.field textarea{min-height:120px;resize:vertical;}
.hidden{display:none;}
.form-note{font-size:.82rem;color:var(--muted);margin-top:10px;}

/* CTA band */
.cta-band{
  background:var(--navy);
  color:#fff;
  padding:56px 0;
  text-align:center;
}
.cta-band h2{color:#fff;}
.cta-band p{color:#cfd6e0;}

/* Playbook */
.playbook-hero{
  background:var(--navy);
  color:#fff;
  padding:70px 0;
}
.playbook-hero h1{color:#fff;}
.playbook-hero p{color:#cfd6e0;}
.playbook-hero .eyebrow{color:var(--gold-soft);}

/* Footer */
footer.site-footer{
  background:var(--navy);
  color:#c9d0dc;
  padding:48px 0 28px;
  margin-top:0;
}
footer.site-footer h4{color:#fff;font-family:'Inter',sans-serif;font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:14px;}
footer.site-footer a{color:#c9d0dc;text-decoration:none;}
footer.site-footer a:hover{color:#fff;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px;margin-bottom:32px;}
.footer-grid p{color:#a9b2c2;font-size:.9rem;}
.disclosure{
  border-top:1px solid #2a3a54;
  padding-top:22px;
  font-size:.78rem;
  color:#8b93a3;
  line-height:1.6;
}

/* Responsive */
@media (max-width:860px){
  .grid-3{grid-template-columns:1fr;}
  .grid-2{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .hero h1{font-size:2.1rem;}
  .header-inner{flex-direction:column;align-items:flex-start;}
  nav.main-nav{gap:16px 20px;}
}